Credit Crisis And Reconstruction

The problem is more concerned about credit problems in recent years, it is in ourcountry during the social transformation, lack of credit, the question of moral anomieserious situation. The construction of a sound credit system has become particularlyimportant, also critical. Credit is resulting interpersonal, and social interaction ofcredit as a way to kind of personality as an intermediary exists. Credit relations as arealization of the social relations to human dignity, value and integrity as afundamental characterization of personal relationships. This paper begins with ahistorical perspective analysis of credit form. Because of social relations in differenthistorical periods have different forms, thus affecting the personality shaped by socialrelations shape is different, and forms the basis of the credit to the relationshipbetween personality generated is different. Social relations are based on a traditionalsociety’s dependence on the people, so as to shape the identity of the credit for theessential characteristics of ethical credit form. Modern society is based on socialrelations of dependence between independent objects based on the person of thecredit relationship portrayed as a man’s free will as a fundamental feature of the creditform. And in the middle of modern social relations by the transition to the creditrelationship became shaping identity and free will coexist ethical credit form. Then, itis the relationship start to analyze the relationship between credit problems. In thisway social interaction as human intermediaries, credit relationships are in realityrendered as to achieve the personality-centered social governance structure. As apersonality-based ethical relationship mortgage, credit relations with personality and moral requirements implemented as standard system center is guaranteed. As a legalrelationship to personality-based mortgage, credit relationships are the requirementsto achieve legal personality centered specification system for guaranteed. And as tothe personality of mortgage-based self-relations, credit relations is the requirement toachieve self-centered personality will guarantee freedom. Finally, in the transitionfrom contemporary society to analyze and rebuild credit relationships. Contemporaryin transition is due to the co-existence of ethical identity and free will shift in the formof credit, resulting in the emergence of two forms of traditional and modern creditrelationship conflicts and crises. The credit is for the reconstruction of modern societyas a foothold should thus consider how to select and rebuild.