Research On Rural Cooperative Finance Development And Reform Of China

Rural cooperative society is a specific finance institution of rural cooperative finance, as a unique form, rural cooperative finance regards supplying financial service with peasant society members as its goal. Rural cooperative society represents rural cooperative finance of China. Being main force of rural finance, rural cooperative society plays a very important role in rural finance area.First, this paper analyses principal characters of cooperative finance. Second, following with specific portrait of rural credit cooperative society of China, the problems existing in China's rural credit cooperative society will be found and the causes will be analyzed.Finally, learning from successful development experience of oversea rural cooperative finance and considering our country's conditions, key questions about rural credit cooperative society reform will be discussed and relative theory suggestion will be presented.This paper is divided into four parts:Parti: Introducing what cooperative finance is and what China' cooperative finance is. This part will specify key characters of cooperative finance, whereby the form and structure of cooperative finance will be known.Part2: This part will mainly portrait historical development and change of China's rural credit cooperative society, try to find out problems existing in rural credit society and analyze the cause of these problems.Part3: Through analyzing experiences of oversea cooperative finance, oversea cooperative finance will be introduced and the reform and development of China's rural cooperative finance will be provided some inspiration and good inference.Part4: This part will discuss the reform of rural credit society. Subject to goal models of reform, management system, outside environment, some suggestion will be presented.