Property Right Structure To Commercial Bank Efficiency Influence Research

The commercial bank is our country finance system main body, its efficiency improvement has the vital role to our country finance resources using the efficiency enhancement. Near for many years, regardless of is the fundamental research real diagnosis confirmation, all indicated the financial industry the development and the efficiency have the promoter action to the economical fast development. Relaxes becomes one kind of internationalization tendency gradually to the financial organ control, regarding is in economical reforming our country to say, through enhances the financial efficiency to promote the economical development to have the vital significance. Is WTO entry along with our country, the more and more many foreign capitals bank enters our country market unceasingly, foreign capital bank entering, is advantageous studies its advanced managerial experience in us, the promotion finance development, the improvement service level. At the same time the financial industry opening will cause our country banking industry faced with even more keen competition, its abundant capital strength, the perfect management system, the rich financing variety and the good structure of talent, will be able to bring the certain challenge without doubt to the our country overall competitive power lower banking industry. Therefore will enhance the efficiency will be our country banking industry survival key.This article divides into five parts, the first part was the introduction are partial, has outlined the domestic and foreign research bank efficiency situation, has analyzed the research commercial bank efficiency theory significance and the practical significance; The second part theoretically narrated the property right structure and the efficiency theory; The third part has analyzed the west commercial bank's property right structure characteristic, as well as our country commercial bank property right structure existence malpractice; The fourth part affected our country commercial bank efficiency to the property right structure to carry on the real diagnosis analysis; Last the part proposed reforms our country commercial bank property right structure and its the reform suggestion.