Research On Private Medium-small Enterprises' Financing Channels In China

In recent years, private medium-small enterprises play an important role in promoting the national economy. But funds shortage has been an obstacle to bring about the biggest barrier which prevent private medium-small enterprise from growing, the most prominent performance is that the private medium-small enterprises' financing channels are too narrow and impeded. How to dredge and open up the private medium-small enterprises' financing channels has become an urgent, realistic subject for private medium-small enterprises.At first the article proposed background, goal and significance of the research on private medium-small enterprises' financing channels in China, then it analyzes theory from domestic and foreign about private medium-small enterprises' financing channels and explores reasons of impeded financial channels, followed by this article' s mentality and method. Then it introduces the main types of private medium-small enterprises' financing channels, and points out the advantages and disadvantages as well as the compatibility about each kind of channel; And it furtherly analyzes present situation of private medium-small enterprises' financing channels in China, together with the major problems existing in private medium-small enterprises' financing channels. And it analyzes in detail the barrier reasons in existing in private medium-small enterprises' financing channels, and discovers impeded reason in private medium-small enterprises' financing channels are various. On the basic of impeded reasons ' complexity, therefore it proposes to solve the problem of private medium-small enterprises' financing channels should be a system engineering, then it proposes basic principle on the foundation of private medium-small enterprises' financing channels, it furtherly clears about choice order of private medium-small enterprises' financing channels in China. Then the enterprise can establish a multiplex , multi-level financing channel system. Finally it puts forward countermeasure proposal to clear up barrier for private medium-small enterprises' financing channels. The first, the government should improve investing and financing to support our country and society for private medium-small enterprises; The second, It should improve financing channels between financial organ and financial market and private medium-small enterprises; The third, it thinks the radical measure is how to enhance financing ability of private medium-small enterprises. In brief, it thinks we should coordinate the society, the financial organ, private medium-small enterprises, in order to keep the financing channel flowing rapidly and fully.