Studies On Systematic Management Model Of Financial Non-Performing Loan

The question of financial non-performing load management always has been the matter of financial industry. Along with approaching to comprehensive opening, stated commercial bank and financial non-performing load management company both unceasingly exploring new mentality of marketability reforming, current financial non-performing load management model already cannot adapt to the new financial environment. Therefore, we have the necessity of establishing a set of new non-performing load management model.This article utilizing related theory of system and systematic management to financial non-performing load management, linking internal control principle, has constructed a set of financial non-performing load systematic management model, providing important reference for promotion of commercial bank market competitive power and reform deepening of finance system.Firstly this article has carried on the analysis to present situation of finance non-performing load management, pointed out malpractice of it, and proposed necessity of making improvement. Next, utilizing system and systematic management theory to financial non-performing load management, this article has constructed a set of financial non-performing load systematic management model, and indicated the operation premise, principle and goal of it. Then, this article has carried on exhaustive elaboration and analysis from correlation community systematization and working routine systematization to operation of financial non-performing load systematic management model, contrasted financial non-performing load systematic management model with present one, and pointed out its advantages. Finally, considering to the question of financial non-performing load systematic management model which possibly appears in actual operation, this article has proposed corresponding strategy, and guaranteed feasibility of this model.