Design And Realization Of Bank Risk Evaluation Information System

After joined the WTO, commercial banks face a international environment. Notonly the foreign financial institutions entered, but the internal financial companieswill go overseas. The management environment has changed, which makes itnecessary that the internal commercial banks follow the international risk evaluation.However, the internal commercial banks have not set up appropriate risk evaluationinformation system, which went against the scientific bank management. So, settingup the commercial banks risk evaluation information system is vital to the bankmanagement.This dissertation designs and realizes an appropriate risk evaluation informationsystem to solve the problems which commercial banks face: set up several coexistentseries of index, which contain international supervise, internal supervise, commercialbanks interior evaluation and individual risk evaluation index systems;and set up aflexible index system, which can change as the request of the clients.On the other hand, in order to make the several series of index system coexistand the index flexible, a data model is needed. As the bank risk evaluationinformation system has the characteristic of 3NF and stellated model. So, a newmodeling technology DATA VAULT is used to realize the bank risk evaluationinformation system in the dissertation, which satisfy the request of flexible indexdefinition and analysis after index computation.