The risk is one of the basic attribute that business of the credit card and the organization of issuing the credit card are engaged in the financial activity. The risk monitoring management is the most core content which each kind of credit card organization is engaged in the complete service and management. According to the credit card business practices of developed country and regional bank, the risk management run through on the whole course of credit card business , and all services development take guards against the risk as the core.The industrial and commercial bank of Beijing established on 1984. After 20 years reform development, the industrial and commercial bank of Beijing has already stepped into the tracks of coordinated development of the quality and benefit and scale. And established the peony card center in 2002, it takes the lead to carry on the credit card service specialization management and the intensified operation financial reform in domestic, and it symbolized the state-owned commercial bank choused the exploration of the management pattern to take substantive paces... |