The Development Of The Risk And Countermeasure Of China's Netbank

In take the computer technology as under the foundation market economy condition, information already becomes the resource playing decisive role. The information technology revolution take the microelectronic technology as a foundation with internet's formation, all the world economy become the whole world an integral whole"network economy". The network bank's appearance will change our understanding with bank modes of business operation and the cognition to country banking centre at present, traditional economic concept will turn around happened. Since the first network bank start business in the world in 1995, the developed country and the area network bank development are swift and violent. Several big commercial banks of China get on the Internet already establishing website, pay and settle business on being engaged in a net in several short years carrying out from Merchants Bank in 1996 since having caught with a net payment transaction in Chinese ,have provided forceful support, owing to that cyberbank's electron payment is becoming the main body having caught with a net the fund stream step by step for Electronic Commerce of our country develops. But, our country at present network bank development leaves much to be desired, there exists a few problem compared with the Europe and America developed country. For this purpose, the author discusses current situation,problem and countermeasure.This thesis is divided into 5 parts, and its basic idea goes like following: The Chapter 1 introduced the network bank characteristic and be unlike the country definition to network bank, thus draws forth our country definition to network bank thereby. Afterward, take the second chapter investigation and discussion to network bank risk analysis as basis, type and cause of formation having set forth cyberbank risk detailedly. Countermeasures discussing that fourth thereby drawing off chapters perfect cyberbank by detail checking the current situation and problem that our country cyberbank develops in third chapters. Finally, in fifth, the chapter has reached the conclusion, looking into the distance and the thesis limitation suggesting that to our country network bank.