The Development And Experience Of Rural Bank

The establishment of rural banks in many developing countries and international under-developed countries to promote their rapid economic growth strategic development measure, is a new designed for the rural and underdeveloped areas lower-income individuals, small and medium enterprises to provide such special micro-financial institutions, financial services. It originated in Bangladesh in 1976, Professor Yunus founded rural bank (Grameen Bank) project, and by about 30 years of practice, to promote rural and backward regional economic growth, small-and-medium-sized enterprises development and personal standard of living; to eliminate poverty and narrow the wealth gap and the economic prosperity of the aspects of dependency has made a positive contribution.At present, many countries are competing to replicate this model rural banks, which are located in different countries, the emerging rural financial institutions have made in some different results, and positive for the states to effectively promote and support the development of rural finance country Min off for the sunshine and rain. Can be said that foreign "rural bank" model has also brought a good reference for our model, it is perfect for our rural financial services, stimulating economic growth to provide some practical guidance and theoretical support. In this paper, foreign banks in recent years, rural development and successful experiences carried out and the actual situation in our country ,A comprehensive summary of foreign banks in the country based on the successful experience, to speed up China's rural financial services, construction and the construction of rural banks can learn from successful models and methods to promote China's financial industry a comprehensive, coordinated development of the research project on China's rural areas and economically underdeveloped region, financial reform and development of real significance.Firstly, rural banks from abroad, the basic overview of features and the latest developments in areas such as the integrated multi-perspective analysis, allows us a clearer understanding of the Grameen Bank, BRI-Unit, BancoSol and other foreign framework. Secondly, in financial services, organizational mechanisms and other aspect right of foreign banks compared rural depth of research, we summarize the development of the basic foreign rural bank successful experience; And for our country the establishment of rural banks, development and Improve the provision of inspiration and Reference. Finally, combine with the national situation of China rural banks in rural finance and development practice and research, and related issues for the useful suggestions and solutions. In addition, this bank in the foreign country on the basis of the analysis, also used the Comparative analysis, for example, put forward and actively exploring the development suited to China's best model village and development path. These humble opinions may make corrections and discuss for the colleagues!...