Researches On Solutions And Reform Of Banking Supervision In China Pre-and-post Global Financial Crisis

A series of Wall Street financial events showed that local financial risk spread quickly to the entire financial system. That urged financial regulators in the United States, European Union, Japan and other advanced countries to introspect the disadvantages of financial de-regulation policy from 1990s. In this crisis, although China maintained steady economic growth and Chinese financial institutions including banks have not suffered very big losses, China's finance still couldn't have good luck to keep booming in the view of long-term development if global financial environment goes worse and worse. Thus it's very important for us to get enlightenment from researches on banking supervision pre-and-post financial crisis.Based on the theory of banking supervision and regulation at home and abroad, the preface of this dissertation gives brief introduction of the connotation, definition, regulation, evolution and development of the financial supervision. In the first chapter, the paper discusses the development situation of China's banking regulatory system and effective measures taken by China's authority in the period of financial crisis, then summarizes the achievement attained and the existing problems of banking supervision in China for development. In the second chapter, this paper analyses the banking supervision condition before the global financial crisis and reform countermeasures of financial supervision taken after the crisis in the United States, Japan and the European Union in order to provide strong support and instructive experience for our banking supervision and regulation reform. In the last part, the writer puts forward policy and suggestions on banking supervision and regulatory in China.