The Study On Reformation Of Chinese Financial Supervision System Under Post-crisis Era

Finance is the core of modern economy, the financial industry in economic development plays an important role in promoting economic and social development is the main force. At the same time, the financial industry is an industry with high risk, the financial system has the natural vulnerability, easy accumulation of financial risk, once the risks accumulated to effectively control when it is easy to cause financial crisis, the "Domino effect" make the risk through the conduction mechanism and rapid diffusion amplifier, especially in the economic and financial globalization and integration today, high-speed economic and social development makes the financial crisis with extraordinary speed to quickly spread to other industries and fields. The United States in 2007 to start the " supreme crisis", spread to the ongoing global financial markets, global financial institutions suffered huge losses, and through the conduction mechanism and the chain reaction, to the entity economy spread, forming the global financial tsunami, financial risk and financial crisis spreading faster than ever before, destroying stronger, making the world economy in the cold, enter low ebb period. Although the financial crisis has passed, but from the Iceland debt crisis to the Dubai debt crisis to the eurozone debt crisis, financial market panic so that more people on the financial supervision and regulation to improve the awareness, financial safety has become the focus of concern, therefore, how to guard against financial crisis makes the financial supervision has become very important. How to supervise, how to control and supervision of financial supervision system in construction when become imminent research topic and task. In the financial crisis, financial supervision becomes more and more important, therefore, to strengthen and improve the financial supervision system construction and reform, establish a rational and effective financial supervision system. Deregulation is to strengthen supervision; financial supervision theory is always the main subject of the controversy. The concept of financial supervision in the process of evolution, the worldwide has a dominant regulatory concept is often the way, in the deregulation and strengthen supervision between the swing. In this global crisis, the concept of financial supervision of the pendulum, the almost unanimous bias to strengthen supervision, it is not only the reflection of the crisis of the need, but also because it is in the entire crisis evolution, deregulation is to make the global financial system suffered a crippling blow. It is in this sense, led to the financial crisis early warning mechanism and financial institutions after the crisis disposal mechanism of deep thinking, post-crisis era of financial supervision system reform, basically from the reflection on excessive market guiding ideology to, pay attention to and strengthen the regulatory intervention, each economy main body is facing supervision system remodeling and reform. Therefore, to strengthen the post-crisis financial supervision problem research has very important theory significance and the practical significance.In the face of the global financial crisis and economic recession, China can not be an exception, which is also facing great difficulties and challenges, especially not mature and perfect financial market and financial supervision system and system construction is faced with many difficulties. Therefore, our country should be in dealing with the crisis of the experiences and lessons learned from the western developed countries, the financial supervision system construction and the reform experience and lesson, combine the actual situation in the country, build a suitable for China's national conditions of the modern financial supervision system.Framework of this paper is:the first part of this introduction is, respectively, the meaning of article topics, literature review and the main content of the introduction. The second part is the introduction to the theory of financial regulatory mechanisms to explain the theoretical basis of the financial regulatory and supervisory regime classification of theoretical analysis. The third part of the analysis of the U.S. financial regulatory system and the global financial crisis on the challenges posed by regulatory mechanisms, and discusses the mechanisms of the U.S. financial regulatory reform measures and the financial crisis, the UK and EU regulatory system for new development. Part IV analyzes the post-crisis era in our financial regulatory body of the current situation and existing problems. Part V with China's actual conditions, proposed and described in many ways to build with Chinese characteristics, China's financial regulatory system modernization policy proposals.