Research On The Influence Of Commercial Banking System Stability Made By International Short Capital Flow In China

After the Asian Financial Crisis, the relationship of international short term capitals flows and the banking system stability has been more and more attention of scholars. International short term capital especially speculative capital has caused a serious effect to the banking system stability. In 2009, the number of the United States of the broken banks has increased to 140, may be said, the Financial Crisis is also a bank crisis.The international short-term capital flowing gives our countries'domestic finance system to bring a series of opportunity and challenges. Circulation of short-term capital directly affected the bank property debt table, thus the bank faces market risk, increased the domestic money supply, and then has affected the exchange rate stability and exterior the bank system's stability. So, it need to further research on the internal mechanisms between the affected on the international short term capital and the banking system stability and to detailed analysis the effect of short term capital flows and the bank stability. So that our country can maintain stable bank operation and economic rapid developemt in the increasingly open conditions.The measurement analysis indicated that along with our country financial industry's opening to the world degree's deepening, the international short term capital flowing gradually will also deepen to our country commercial bank system stable influence. In the situation of the strict capital account control, because the high cost of capital reversal, therefore the short term capital inflow can increase bank system's stability. However the historic experience indicated that in the capital account open situation, the international short-term capital flowing has increase the possibility of the disadvantageous impact on the bank system stability. Therefore, the short term capital flow the influence the bank system stability will be getting bigger and bigger. So, we must manage the external environment, the bank system self-building and the international short-term capital mobile supervision to reduce the adverse effect.