Financial Crisis On Insurance Industry And The Alerts On Insurance Regulatory Of Our Country

Since 2007, the U.S. "Subprime Mortgage Crisis" began in 2008 spread throughout the world financial crisis, countries have taken measures to try to prevent the enormous impact of the economic crisis and loss. The insurance industry as an important member of the financial markets, but also inevitably suffer varying degrees of combat. With the worsening economic crisis, the insurance industry more and more reflection. This article attempts on the impact on domestic and international insurance industry, and the current insurance regulatory model to start, and mistakes made by AIG's investment in case further analysis of the importance of strengthening insurance supervision. Supervision of the insurance industry is an industry and market to promote important research topic, the study on China's situation and financial markets for insurance regulatory initiatives in China and Improvement of the insurance industry has a great practical significance.Firstly, from the theoretical level, analyzes the origins of the financial crisis, visit the financial crises and development, and to study the financial crisis under the impact of the global insurance industry, in particular a few typical experiences of national insurance giant.Second, the theoretical basis of the analysis, we analyze the collapse of insurance giant AIG case, through a series of data show, about AIG financial crisis in this struggle and evolution of insurance regulation to the financial crisis and the role of important role to play.At the end, we have an objective analysis of the situation and China's insurance industry faces the challenge of summing up the financial crisis on China's insurance industry in China. And building on the improvement of China's insurance industry proposal, and the insurance regulatory measures to further improve.