Supply Chain Financing Of China Import And Export Enterprises Problem Analysis

Supply Chain Financing of China Import and Export Enterprises Problem AnalysisSeptember 9, 2010, the World Economic Forum issued the "2010 to 2011 the annual Global Competitiveness Report," China has climbed from 2 to 27, in developing economies continue to lead. Some of which import and export enterprises in China to benefit from high quality processing and other advantages of cheap labor in the region, high-tech export-oriented enterprises and foreign enterprises created a long-term, stable good foundation for cooperation, prosperity of China's foreign trade. However, many export enterprises in China, to middle and small sized, and these to import technology, export of labor as the main mode of operation, small enterprises are at the bottom of the industry, profits less resilience, coupled with long-term problems of low , financing small businesses and other local issues, coupled with the international trade market volume decreased gradually showing single, credit trade increased, accounts of extended features such as buyer's market, which often have to face business because of funding the production cycle of tension and disturbance caused by a series of questions, come to the point of a dilemma, resulting in decreased competitiveness of enterprises.Facing such a dilemma, the problem of financing the import and export enterprises will be long, vigorously promote industrial clusters survival mode type of ecosystem, and its supply chain financing services, in the competitive financial markets have a broad market prospect and huge development potential. For import and export enterprises to expand the supply chain financing services, it is important to supply chain innovation and the main areas of financing, strengthening the supply chain financing business risk management capabilities, and strive to conduct business and service models to explore new ways to seek new breakthroughs. UPS recently released annual "Asia Business Monitor" report shows that more than 23% of medium and small businesses are cash flow difficulties encountered problems, but the national small and medium enterprises but has a nearly 11 trillion yuan in accounts receivable and goods deposit and other movable property. The supply chain is the commercial bank financing of enterprises carried out a series of high-quality real estate financing services, and with the industry chain and supply chain support to serve small and medium enterprises, is the leading supply chain market power.Supply chain financing is different from traditional financial institutions as a financial services finance products, the innovation is to seize a large high-quality business (core business) and stable supply chain, focusing on the supply chain upstream and downstream business norms, good credit, a stable sales channels and sources of payment, product design companies to large enterprises as the central core, a good selection of upstream and downstream enterprises qualified commercial bank financing as an object, the business not only broke through the traditional commercial bank credit rating requirements, but also without any additional pledge to provide security guarantees, effectively solve the difficult problem of corporate finance. In recent years, supply chain financing as the banks of the depth in the promotion and practice of the marketing model, product design, risk control and prevention, operating procedures and other related aspects of maturing. But needs attention is that the current financing of supply chain business is largely confined to the domestic trade, few adopted the materials to the field of international trade. Skillfully supply chain and international trade financing model combines financing model is undoubtedly a kind of promising business innovation.In the field of international trade, supply chain finance supply chain financing is carried out on the field of innovation, which is targeted to the core business as the leading import and export business community and the ecosystem as a financing model, through the full commercial banks, corporations groups and their respective advantages third party logistics, availability of capital and cost control of the systematic configuration optimization. The entire supply chain from the point of view, import and export enterprises as the core organizers of the supply chain, managers and, ultimately, the beneficiaries, its mastery of the value chain and the core value chain, plays a coordination and integration of upstream and downstream enterprises the key role, and often in trade talks in a dominant position, it determines the attitude of the core business the overall stability of the supply chain. Although the supply chain financing business in the initial phase may not directly import and export enterprises to the core of large gains, but long-term development perspective, the core of import and export enterprises by virtue of their credit quality and a strong supply chain capabilities to help enterprises to develop in the weak financing services, which not only solved the small and medium enterprises financing difficulties, but also smooth the supply chain to promote cooperation, a substantial increase in transaction efficiency, reduce capital return cycle, optimize resource allocation, reduce supply chain costs and risks of financing, and This also led to financial institutions and third party logistics enterprise development and innovation, and thus improve the whole supply chain, core competence, and ultimately achieve mutual benefit and win-win situation results.But in today's complex market environment, import and export enterprises in China lack the congenital condition, it still lacks a firm foothold in the international community's strength and ability to withstand various risks, and the development of the domestic supply chain financing is also facing credit system is not perfect, risk control deficiencies and lack of support for government policies and a series of practical problems, therefore, the majority of our small and medium enterprises financing difficulties of the situation, how to actively promote the supply chain, international trade finance business in the field of development, to solve criticized, improve relevant systems and mechanisms and to break through the technical bottleneck, so as to import and export enterprises to provide more financing opportunities, is to make long-term healthy and stable development trend; and as the field of international trade, the largest group - the import and export enterprises, how to adapt to the trend of trade integration, and withstand the test of competition, using its own advantages and enhance the core competitiveness of enterprises make full use of supply chain financing resources to find the market mechanism in the development of countermeasures to its own characteristics is the relationship between corporate survival the fundamental, which is the import and export enterprises in international trade market, seeking to develop an effective way.China's import and export enterprises for improving supply chain financing measures and recommendations are as follows:1, import and export enterprises should strengthen the supply chain management, enhance the overall core competitiveness and build a network of import and export enterprise information sharing service platform, to improve overall operating efficiency of the supply chain.2, the strengthening of commercial bank's risk control and management capacity, increase the commercial banks and logistics company, the depth of cooperation, accelerate the expansion of the field of international trade supply chain financing.3, the government-led, the introduction of support, to support the import and export business related laws and regulations, and guide the business and research cooperation between schools.Finally, the domestic supply chain finance business carried out in the field of international trade is still in the initial stage, system not yet mature. But I believe that with China's economic development, foreign trade activities, increasing domestic supply chain financing in international trade will have a huge space to develop, it will also import and export enterprise supply chain financing to theoretical research and practical application of more Challenges and opportunities.