Study On Enterprise Financial Risk Identification And Prevention

Financial risk is the business of financing, investment, capital recovery and distribution of income and other financial activities of the process, due to various unpredictable, uncontrollable factors, the role of the enterprise's actual financial returns and expected returns deviate, thus making enterprises suffered economic losses of opportunities and possibilities.With the increasingly fierce market competition, especially in 2008 after the financial crisis, financial risk prevention has become the basis for enterprise survival and development, the position in the enterprise more and more important. If enterprises can not effectively control their financial risk, will affect the profitability of enterprises, development and even survival. Therefore, using scientific methods of study of financial risk, in-depth understanding of corporate financial risk causes the formation of the Gen Ben, and put forward practical of solutions, the company's rapid growth plays a vital role. This paper will first introduce the definition of financial risk, financial risk identification methods, characteristics and evaluation of prevention and control of the theories and methods, then combined with actual work, analysis and use of financial statements analysis, sustainable growth in the Group's financial risk on the D carried out comprehensive analysis and evaluation, and finally there for the Group's financial risk, from a strategic, management and implementation aspects of a series of financial risk prevention and control measures.The main conclusions of this paper include:(1) D major financial risks facing the Group are:the formation of high risk accounts receivable, profitability decreased formation of the risks associated with loan guarantees and the formation of corporate risk, investment risk.(2) The D Group is a state-sponsored co-generation industry, by the great influence national policy, to respond to financial risks and policy risks, companies must establish their own risk management systems, such as the use of national policy changes risk transfer and digestion impact and develop a financial risk management professionals.(3) D Group's financial risk control measures are:careful study of national policy, adjusting business strategies, establish a sound internal control and review system, improving with related parties and shareholders of the guaranteed loan system and strengthen the management of accounts receivable optimize the structure of corporate debt, to establish the actual situation for enterprise financial risk early warning systems.Although these conclusions emerging from the study for Group D, but I had other businesses in the fast-growing also has some reference.