Study On Sustainable Development Evaluation Of Listed Commercial Banks Under The Background Of Financial Crisis

The financial crisis in 2008, caused serious damage on the whole economic and banking operation. The economic development of our country in the past year has also experienced a crucible, in order to effectively deal with crises, the national government timely introduced four trillion economic stimulus package, drew up incentive plans of the top ten industry, maintaining growth, structure adjustment and the people's livelihood, implemented the basic principle of fiscal and monetary policy of double unconventional. Banks actively supported the state's macroeconomic policies, and good results had been achieved, realizing the stability, balanced and sustainable development of both the national economy and the Banks themselves.Finance is the core of economy, China's financial system is bank-dominated financial system. The core position that banks leaded in the allocation of financial resource determined banks can play an important role in implementing the strategy of sustainable development. Chinese Banks selecting the strategy of sustainable development, not only helped banking itself's long-term development, but also promoted the stable and healthy development of national economy and national economic security. In the 2008 global financial crisis, a large number of Banks had collapsed, China's banking sector stood firmly in the East, became the focus of the whole world. This paper attempts to introduce the universality of sustainable development to the particularity of the developmentof the bank,researched the path of sustainability of China's banking industry from a strategic perspective, this had a positive significance for enhancing the ability of sustainable development of China's banking sector.This paper mainly discussed the related theory of sustainable development of banks, the influence factors of sustainable development of banks, the comprehensive evaluation model of bank's sustainable development, and synthetically evaluated 14 listed commercial Banks' sustainable development level from 2005 to 2009, deeply analysed the empirical conclusions from both horizontal and vertical. Looking from the analysis results, with the success of shareholding system reforming and public financing, the ability of state-controlled Banks' sustainable development was better than the joint-stock Banks, realizing economies of scale, perfecting corporate governance, improved profitability, enhancing consciousness of social responsibility. However, the state-owned Banks had to improve personnel quality, the ability of innovation and the risk management mechanism. The joint-stock Banks should actively developing characteristic products and services, to achieve different operations, and strive to improve their capacity of sustainable development.