A Research On The Sustainable Development Evaluation Of Commercial Banks

A global financial crisis made the world finance situation into depression in 2007. And as the mainstay of Chinese modern financial system,commercial banks not only have to avoid the impact of the financial crisis,but also start to face the challenges that Chinese bank industry will open to the world and at the same time New Basel Protocol is carried out.Under the tremendous pressure,how Chinese commercial banks realize its sustainable development with society,economy and environment is of great theoretical and practical significance,no matter for commercial banks or national economy.The sustainable development of commercial banks is a new topic,but its pith is the sustainable development theory which has developed maturely.This paper focused on the research of Chinese commercial banks.It used the qualitative analysis and quantitative analysis methods,and introduced the theories of sustainable development, finance development,bank crisis into this research in order to establish analytical framework of sustainable development of commercial banks.Based on that,this paper made index system model,and synthetically appraised the sustainable development situation of Chinese commercial banks.In the end,some suggestions were given.There were some innovative aspects in this paper:First of all,this paper introduced theory background of sustainable development of commercial banks,established comparatively full analytical framework,and perfected the meaning of the theory in modern times.Secondly,the research on this domain now is at the initial stage,and mainly for qualitative analysis,so this paper used some modern statistical and econometrical methods to set index system model,measuring the sustainable development situation of Chinese commercial banks quantificationally.It provided a new idea and added some value to promote the sustainable development of Chinese commercial banks.