Research On Individual Levels Of The New Rural Social Pension Insurance

The new rural social pension insurance system, following the abolishment of agricultural taxes, payment of direct subsidies to agriculture,is another new system, which benefit millions of farmers . To a certain extent, it guarantees the farmer's production and life. In addition to this, promoting the development of the rural economy, further perfecting the social security system, narrowing the urban-rural gap, and maintaining the stability of the rural society, the new rural social pension insurance system is helpful for constructing socialist harmonious society goal realization. However, with economic development, prices continued to rise, coupled with individual pay cost levels of the new rural social pension insurance system is not high, the existing new rural social pension insurance replacement rate to a certain extent, has been unable to meet future pension needs of rural residents .With the increase of farmers'income, rural residents'payment capacity is gradually increased. So we should consider to establish a more optimized individual payment levels. On the one hand, it helps to improve the expected pension income of rural residents, on the other hand, the adjusted payment levels are conducive to the overall management of national new rural social pension insurance fund.Based on the above ideas, the contents of this paper are summarized below:The Introduction described the significance of the topic, reviewed the status of domestic and foreign research, and illustrated the research contents, the main methods used as well. Chapter 1 introduced related conceptions and the basic theories of the new rural social pension insurance. Chapter 2 introduced the evolution of China's Rural Aged process and basic frame of the new rural social pension insurance , and illustrated the coverage and fund raising and payment etc., at same time, introduced the pilot and full coverage of the implementation process. In Chapter 3, combined with the new social pension insurance replacement rate model, this chapter estimated and analyzed the existing replacement rate levels. Chapter 4,through estimated and analyzed individual payment capabilities and combined with the payment will of rural residents, came to the design proposal of the new rural social pension insurance system. Chapter 5 put forward rational adjustment suggestions on the new rural social pension insurance, and described the ways of realizing this adjustment scheme in detail.