Comparative Analysis Of Chinese And Foreign Bank Risk Control Of International Trade Finance

As Chinese traditional credit competitive market is saturated and export-oriented economic strategy, the international trade finance became the new aim to Chinese commercial banks for business development. At the same time the Foreign bank in China also hope use the international trade finance to open Chinese market. So the international trade finance became the new battleground for them.However, as the "the spreading subprime mortgage crisis" of escalating, a global financial tsunami cause of global financial turmoil, the world is affected, the international financial crisis of the international trade finance risk also increased.Though, the financial crisis has passed. But it gave us a message, no credit is secured and no absolute safety of the bank. When the bank in maintaining business growth, how to effectively perform risk control, is one to explore the issue.In view of above, this paper used combination of theory and practice of research methods. Chinese bank A and Foreign bank B as a example to comparative analysis of the different between the Chinese bank and Foreign bank in international trade financing risk control. Hope to find an optimum matching between the risk control and marketing strategies. At first, this pater made a simple introduction to international trade finance mode and then analyzed the type and the causes of trade finance. Detailed list of different product risk control points are analysed. Final, through the trade finance risk management method introduced to compare the different of Chinese bank and Foreign bank in trade fiancérisk control. Hope to with this reseach to explore how to better control of the trade finance risks after the financial crisis.Through the analysis of this paper, we found the Foreign bank's management are too strict and the Chinese bank's administration does not prescribe.Therefore, in the daily work, how to prevent the risk and control of the financing risk to avoid or minimize the losses and to promote the development of commercial banks and import and export company and the development of China Foreign trade was the question which we need to explore. At last, make a simple introduction to the match of the bank marketing strategies and risk control. Hope with this paper give some help for the development of the international trade finance.