The Study Of Risk Management For ZG Bank Jiangxi Provincial Branch International Trade Financing

International trade finance is around all aspects of international trade settlement arising from financial and credit intermediation activities. International trade finance bank is the bank around all aspects of international settlement funds to facilitate a comprehensive import and export enterprises. With the promotion of world economic integration, trade between countries have become increasingly frequent, naturally urged the rapid development of international trade finance banking business. Enhance the commercial banks to control risk and the ability to handle trade finance business in the new international trade environment is not only directly related to the bank’s own management efficiency, but also provides strong protection for commercial banks to reduce the risk of trade finance business, maintain the stability of the financial system.ZG Bank Jiangxi Branch, as a long-term management of monetary and other various derivatives of commercial banks, in an increasingly complex international and domestic environment, with a certain ability to identify and prevent the risk of trade finance, but in actual operation on the one hand the bank will put too much effort in the marketing segment, while ignoring the importance of strengthening risk management, on the other hand some of the bank’s trade financing risk management measures behind the emergence of many new problems difficult to deal with all kinds of new trade financing risks.Based on the understanding of domestic and foreign commercial banks international trade finance business risk prevention and control of theoretical basis of research results and advanced practical experience on the analysis of the situation to carry out development characteristics of ZG Bank Jiangxi Branch of international trade finance and conventional and specialty products on the potential risks of ZG Bank Jiangxi Branch in the course of doing business in the face of in-depth analysis reveals credit risk, market risk and operational risk is the main risk inside the bank when international trade finance business faced At the same time the country is facing the uncertainty of the political and legal risks but also to some extent. These risks are further survival-depth analysis of the institutional environment and other causes of the show business trade finance risk management system is missing, insufficient awareness of the dangers of risk, lack of technology behind high-quality professional management personnel than the other commercial banks in trade finance are the main incentive for risk, so that, the improvement of international trade finance internal control mechanisms,to accelerate the training of professionals, improve risk management skills, sound the legal system and other international trade finance. and then strengthen the risk prevention and control of ZG Bank Jiangxi Branch future international trade finance business.