Legal Issues Research On Forced Liability Insurance System

Insurance was called" social stabilizer ", as a scattered, sharing the risk of social system in human society's stability and development. As the improvement of human social productive forces and the progress of civilization and the insurance is more and more attention to social insurance need for increased. Accordingly the academic theory and practice more the rich experience, the more, more and more extensive scope. Especially the 20th century, a lot of science and technology and new products to keep fit into human life, human life changes also greatly increased human face of danger and promotion of the infinite in the danger of destruction, and this is likely to suffer losses of a third party insurance to cover the responsibilities of the space. And the people of sexual nature, some reason, many potential its not wish for the interests insured, thus, national legislation and liability insurance will be a part to dictate to the applicant must be insured, or practice enforce liability insurance and enforce liability insurance has violate the principles of liberty, but to maintain public order and protect the interests are of great practical significance.Paper is composed by preface, text and conclusion. The text is composed by three chapters:The first chapter is forced liability insurance system. Main content involves compulsory insurance of liability of the definition, the types and compulsory insurance of liability of compulsory insurance of liability of the value function. In this section, I to define the concept of compulsory insurance of liability, and its concept and similar concepts and difference, From the perspectives of compulsory insurance of liability of classification, and proposed own classification standards, to enrich forced liability insurance system of theoretical basis, From the perspective of social theory and compulsory insurance of liability of the value function.The second chapter is China compulsory insurance of liability of the situation and problem analysis system. Our mainly analyzes current liability insurance system compulsively and forced liability insurance system. In this section, I devoted to overall arrangement and analyses existing compulsory insurance of liability of the legislation of insurance law, the liability insurance coverage and forced the relevant legal documents; systematic carding At the same time, the extensive reading and collecting materials, combining the practice of China compulsory insurance, liability insurance operation status display panoramic, Finally, in the full analysis of the current situation in China, points out that based on compulsory insurance of liability of problems existing in the system.The third chapter is mainly about how to improve our liability insurance system. In this section, I according to actual situation at home and abroad, the paper analyzes our country to improve forced liability insurance system, the feasibility and the necessity, and based on the second part of the research conclusion, targeted in forced liability insurance system of specific measures.