The Studies On Commercial Bank Risk Mamagement Of Credit Of Our Country

In our country, the commercial banks run the system of apart lines, and the loaning business dominates 70% share of property business, therefore , the credit venture is the primary one which the commercial banks face. The ability to manage it is one of the talents on which the banks depend and develop by itself. Nowadays, there exist some problems and deficiencies in the management of the venture of our commercial banks. So, combining with our actuality while facing the ardent competition, it is very important for us to strengthen the method study of it and it would have strong significance in theory and reality. Therefore, this essay will try to analyze and study it from the following:In chapter one, this paper talks about the category of the credit venture. According to the different reasons leading to the property loss in the credit venture, the venture can be divided into the venture of money market, of credit, of manipulating, of ruling and of price. Of these ventures, the venture of interest rate and credit in money market, of manipulating and of ruling are the major ones which the commercial bank is facing, especially the credit venture.Aiming at the various reasons producing the different ventures, the essay presents some relating controlling techniques and measures, including the fixing of price about the loan, the evaluation of credit and the credit property security etc. And also propose some improvement...