The Research Of Personal Financing In China

After join in WTO,the foreign commercial banks will compete with ours in market and intelligence ,and the advantage of them is middle business of banks ,in which the personal finance is the most important aspect.At present,the personal financing in china is on the stage of beginning, the prospect is good,with the importance of personal financing is recongnized by the commercial banks of our own.the personal financing in china will go into a fast development stage.This paper analysed the situation of personal financing in china,learn some experience from the USA,And give some suggestions on personal financing.