Internet Banking And The Measures To Develop It In China

With the rapid development of information technology, network is penetrating in every corner of our world. Due to the impacting of net-economy, traditional banking industry has greatly changed. More and more people focus their eyes on Internet banking. And for it's multi-advantages, Internet banking has become the orientation in development of banking industry. Internet banking have widened the field of financial services, also improved services' quality and reduced the cost. But in the other hand, character of virtual brings many special risks too. Such as technical risks, operating risks, legal risks and credit risks, etc. Risk management has become an important part of the Internet banking.In recent years, we have made significant progress in developing net-bank. But our Internet banking is still much lagged than foreign'. Unenlightened social concepts, less development of network condition, lacking of regulations, inadequate supervision, and all the issues have constrained the development of our Internet banking.There will be more competitors with further opening of our financial market. In order to get superiority in compete, we must research and get use of the foreign advanced experiences.This article is divided into for chapters.Chapter 1 is the overview of Internet banking. It introduces the basis of...