A Research Of Banking Regulatory Process Reengineering

Aiming to construct a informationized and efficient banking supervision system, China Banking Regulatory Commission regards building the"1104 PROJECT"as a very important measure. However, it still remains a difficulty confronted with the reengineering of the informationized supervision when it specifically comes to the problem of how to organically syncretize the IT and the regulatory process and how to furthermore standardize the regulatory process to make it more effective. Therefore, by researching banking regulatory process reengineering as one part of"1104 PROJECT", this paper could throw lights on the promotion of the supervisory efficiency and realization of the regulatory goals.When reengineering the regulatory process, this paper uses lots of systematic recast of BPR theory. First, it evaluates the present regulatory process in regulatory offices, and found it is cost, inefficient, low-quality and unsatisfied by the customers. Secondly, it tries to systematically reengineer the regulatory process. After putting forward the general demand the specific goal, the principles and the route selection for reengineering the regulatory process, it dwells on the further construction of the framework of the regulatory process reengineering, consisting of the general or narrow sensed redesign of the regulatory process, the creation of the quality control system, the reform of the organizational structure, the perfection of the policy frame and the reconstruction of the organizational culture. Finally, this paper analyses the case of regulatory process reengineering in CHQ Regulatory Office. In this case, it comes to the present choice and the future trend of the regulatory process reengineering, and discusses the problem that the regulatory process reengineering will change with the time and environment.The innovation of this paper lies in both the combination of the BPR theory with the advanced international banking supervision experience and the suggestion for the framework of regulatory process reengineering. And it specifically focuses on four parts. First, in reengineering the regulatory process, it emphasizes on the discriminating supervision. With the help of informationization, standardization and specialization of regulatory process, this paper, by constructing the information pool and communication system, totally changes the connecting mode of regulatory sub-process and strengthens the supervision cooperation. Second, this paper focuses on the regulatory process, cooperational control, evaluation mechanism and human resources management. Thus it...