Of Banking Supervision In The On-site Inspection Process

China's financial sector is currently taking separate supervision of the regulatory regime,Bank of China Banking Regulatory Commission in accordance with national law implementing regulation. On-site inspection as an important means of monitoring the CBRC,Its role is very important。However, the People's Bank of China has been in use during the site inspection of a old method of monitoring the performance of its more obvious, and its efficiency is getting urgent need to amend the existing inspection process, proposed a scientific and effective on-site inspection process, to strengthen banking supervision.This article first branch of CBRC in recent years, the banking regulatory agencies to implement H-site inspections, for example, summed up the current characteristics of the CBRC on-site inspection and problems, and the efficiency evaluation.U.S. OCC is a major U.S. banking regulators, several hundred years of supervisory experience, and gradually formed a set of proven on-site inspection methods. In this paper, the regulatory situation in the United States OCC and field inspection methods were introduced to analyze its characteristics, evaluation, designed to find out some advanced on-site inspection experience as reference for the CBRC.US-site inspection by way of comparison, we find that the two banking regulators exist in the way of site inspection checks project means the preparation before the examination, inspection methods, content and focus of inspection, inspection standardization, and regulatory effects of punitive measures, staff Training and Appointment of other seven major gap.Regulatory processes through the analysis of the two countries and evaluation, and comparative analysis, this paper proposes a revised site inspection process. Mainly related to the manner and project preparation work before the inspection, inspection ways and means, the improvement of laws and regulations, inspection personnel training and motivation and so on. In practice, the trial by the new on-site inspection process, on-site inspection found that the improvement of performance played a significant role, you can check our site to promote the future use.