A Study On Reconstruction Of Chinese Rural Credit Cooperatives System

With the market economy development and the economic system reform, rural finance plays a more and more important role in rural economy since 1978s. As the main body of rural economy, rural credit cooperatives (RCCs) has been developing for more than 50 years and settles the basic status in china. It is the main force of Chinese rural finance and the financial path attaching to Chinese peasantry.However, there is a long history of turns and twists for Chinese RCCs since its settlement, and up to now it hasn't found a suitable development road for its own. At present, scholars debate mainly on RCCs in the respects of the function orientation, the property rights form, the organizational system, the manage institution, and so on. In practice, RCCs's status isn't pleasing and the problems are obvious, that hinder seriously the development of RCCs and the support for Agriculture, Countryside and Peasantry.In light of the above-mentioned background, this thesis plans the blueprint for Chinese RCCs reconstruction, and puts forward some rational measures, according to the new situation and the new demand of Chinese rural economy. There are six chapters included in this thesis as following.For the first chapter, it introduces the selected-topic's background, the research means and frame, the documentary summarization and appraisal.For the second chapter, from the aspects both of theory and of practice, this thesis expounds the necessary to reconstruct RCCs's system.For the third chapter, through applying the developmental course review of Chinese RCCs, the thesis elaborates the problems of RCCs's system in the aspects of property right, organizational structure, management institution, and so on.For the forth chapter, based on the problems exiting in Chinese RCCs mentioned above, this thesis expounds the conception for RCCs's system reconstruction.For the fifth chapter, according to the specific stations of Chinese RCCs from district to district, it sets forth the selections of system modes for different RCCs.For the sixth chapter, this thesis puts forward the comprehensive suggestions on promoting RCCs's system to reconstruct.The later three chapters are the core to this thesis. The author hopes that this thesis could provide reference value for constructing a perfect Chinese RCCs's system.