The Thoughts To The RCCs' Reform Of China

The rural credit cooperative is the mainstay of the rural finance and financial tie of contacting the rural huge numbers of families, and has very important positions in the rural finance. It is an important and urgent task of the current financial reform to deepen the reform of rural credit cooperative further, not only concern the steady sound development of the rural credit cooperative but also concern increasing peasant income, overall situation of the agriculture developing, stability of the rural area. For a long time, the quality of the RCCs has not been correctly understood in theory, which brings negative impacts to the development of the RCCs. How to further reform and improve the management system of rural credit cooperative society to strengthen its developing reserve strength is a realistic problem, as well as a heated topic discussed in present sphere of learning.Since the 1990s last century, the system of the RCCs has being at reform and explores stage. The problem of rural economy becomes one of the most difficult problems that must be solved in recent years. Premier Wen put forward the basic approach to deeply reform the system of finance, to approve the service of finance, and to prompt the level of rural economy. Whether the reform of the RCCs is successful or not, is not only relation to the development of China's rural economy, but also involved China's economy could be long-term, continuous, stable, coordinate growing.The reform of the RCCs starting from august 2003 is one of the most significant content of our national finance reform in recent years, especially reforming pilots to further expand to 29 provinces in august 2004. It has been focused and discussed by people, concerned and studied by economist.This thesis demonstrates the development and reform exploring of the RCCs form a lot of angle of theory and practice with a mass of detailed and true data, It uses a large number of full and accurate materials to study the development of local credit cooperative, drawing some important conclusions. There is certain reference function to the deeply reform and development of the RCCs of our country.Through the research, we can find the reform of the RCCs is a very complex system project. Author ponders the experience of the RCCs'development from different stages. According to the functioning of the market economy and the rural economy to the financial needs, author analyzes the current reform of rural credit cooperatives in order to promote the RCCs'institutional innovation and to maintain sustained and steady economic growth.