Risk Management On Insurance Investment Channels In China

limited channel for insurance investment and unitary structure for funds implementation in China, the operation efficiency of insurance funds is somewhat low. With rapid development of China's insurance, the contradiction between increased insurance premium and low operation efficiency is prominent increasingly. Recently, the channels for insurance investment have been gradually expanded, and insurance funds are permitted to invest on capital market, infrastructure building, even oversees. These could bring significance to boost yields and competitive abilities of insurance companies, but high profits always accompany high risks.This paper describes the more complicated risks with which insurance investment would be faced after channels expanded, and analyzes different risks and corresponding managerial measures.The paper is divided into five parts. The first one is preface, which introduces the importance and background for the paper, and summarizes researching achievements on insurance investment and build the frame on the basis.The second part (the first chapter) introduces the definition of insurance investment, investment principles and channels. In addition, it connects the actual conditions of insurance investment in China and presents the development of investment channels.The third part (the second chapter) theoretically builds risk management system...