Design Of The Financial Ecosystem And Study Of Its Function Mechanism

The financial ecosystem is a concept drawed from the natural ecosystem. It provides a new thinking mode for financial problems of our country, and it is an exit of financial reformation in our country. Thus, studying the problems of the financial ecosystem has important academic and practice values. Under this background, this text try to make some contributions in the theory of the financial ecosystem.Firstly, this text analyzes the general composing and functions of the natural ecosystem, and draws lessons from other economic realms which apply the ecosystem system. Through the comparison, this text thinks the financial system and natural systems have much in common, but the financial system also has its own particularity, the financial ecosystem exceed the living creature chain, and surmount the law of the jungle. It pays more attention in a kind of harmonious relationship, and emphasizes a mutual benefit situation among all main factors.Secondly, this text discusses the general content of the financial ecosystem, putting forward four generous sides which are the ecosystem balance, equity, efficiency, continuable development. This text also define the concept of the financial ecosystem. On this foundation, the text sets up the structure model of the financial ecosystem, and details the structure and the function of the model.Thirdly, this text makes the further analysis in the interaction mechanism of financial ecosystem. This text discussed the coordination mechanism of the financial ecosystem through aspects such as, the rationality of financial structure, the harmonious relationship between internal structure and external environment. Then this text analyzes the fluxion mechanism of the main factors such as funds, information, talented person and technique. Finally, this text used the relationship of natural ecosystem to describe factors of the financial ecosystem, namely the relationship of symbiosis, autoeciousness, adnascent and competitive benefit.Finally, this text apply the model of financial ecosystem to western region. According to the diagnosis of financial system problems in western region, this text puts forward to set up the financial ecosystem in western region, and makes suggestions, such as, fostering the powerful key species, making up the blemish of the creature net, strengthening diverse species and optimizing the environment of financial ecosystem.