Study On Prevention Mechanism Of Work Injury Insurance

The main function of government to safeguard work safety is perfecting legislation system of work safety, carrying out the national compulsory safe supervision and implementing the work injury insurance effectively. The union of work injury insurance and accident prevention is the basic function of work injury insurance, and also is the basic request and the cardinal principle for carrying out this social insurance. At the same time, the union of them will play the vital role in establishing persistent effect mechanism in work safety.Work injury insurance, part of social insurance, specially concerns the prevention and compensation involved in the work accident, and plays an important role in achieving work safety. The system of work safety and of injury insurance have the same purpose of preventing work accident and diseases to protect the legal rights of work force, though differing in the form and contents. The prevention mechanism of injury insurance is more about the mechanism coordinating the two systems. Therefore, the thesis mainly researches the coordination between work injury insurance and work safety.Firstly, the thesis introduces some injury insurance and work safety with various relevant theories, analyzes the situation of work safety at present, and compiles the development and implementation situation of work injury insurance in our country.Secondly, from experience abroad, we know: in order to effectively coordinate injury insurance and work safety supervision and then to reduce the work accident rate, we should give priority to setting up an effective prevention mechanism by integrating the legal conditioning, government supervision, and practical measures.Thirdly, the thesis bring ups to make use of mathematics clustering analysis method, combine with analysis the death rate of employment injury to classify the risk grades of occupation, and to determine differential rate of the each occupation. Through the research of the current floating method of contribution rate, the thesis brings ups the floating method to determine the enterprise rate integrated with enterprise's death rate, severely wounded rate, slight wound rate and so.Finally, from the perspective of safety economics and the macro control of work injury insurance, this thesis verifies the proportion of work injury insurance prevention funds.