Research Of Injury Insurance Prevention Mechanism In The "Three-in-One" Industrial Injury Insurance System

With the increased industrialization society, industrial accidents become to inevitable. Replaced by the industrial injury insurance for work-related injuries and designed to protect access to treatment for injured workers and vocational rehabilitation, decentralized enterprises injury risk, and enhance social occupational safety and health as the goal. April 2003 the State Council promulgated the "industrial injury insurance regulations", and this is my work injury insurance in a separate section of the shows that work-related injuries insurance has entered a new stage, indicating that China's industrial injury insurance system has been officially entered the standardization and systematization of a new era. However, after four years of implementation of practice because of the establishment of China's market economy soon start work injury insurance is not long, play in the prevention of occupational injury insurance still has a big gap. Injury prevention is a management and technical means, such as pre-vocational casualties, as well as occupational diseases and reduces the hidden cause of the accident and occupational diseases improve and create conducive to a safe and healthy working conditions, protection of workers in the labor process in the safety and health.The main article is based on China's current industrial injury insurance, "added weight, light to prevent" an analysis of the status that the current "industrial injury insurance regulations" on the provisions of injury prevention systems clear enough; Injury prevention expenses not clear; work injury insurance system is not sound different rates, premium rates and the state of production safety link industrial injury insurance management system chaos, the administration and injury prevention is insufficient, and so on - all factors constraining the injury prevention work the launching. But on the current stage of development of the industrial injury insurance is to prevent the establishment of injuries, injury rehabilitation, and injury compensation combination of the "Three-in-One" of the industrial injury insurance system of the time. Through the last few years work injury insurance fund income and expenditure analysis of the situation in that the current industrial injury insurance should be strengthened prevention function, and presents the "Three-in-One" of the industrial injury insurance system, the prevention of work-related injuries should be operational mechanism studies, policy support, input costs, organizational management, tariff adjustment, social services, advocacy training, monitoring assessment eight major components. The last article on the mechanism of injury prevention strategies and put forward some recommendations.In this article, the innovation is through the "Three-in-One " of the industrial injury insurance system is part of the analysis, and then leads to the prevention of injuries the various components of the mechanism, so that the prevention of work-related injuries operating mechanism of the formation of an organic system, resulting in the entire industrial injury insurance system play the largest role in promoting industrial development of the health insurance system.