International Trade Finance Innovation Studies Of Our Country's Commercial Bank

The international trade finance innovation is the most important portion of our commercial banks'innovation. But by contrast with developed countries'innovation, our commercial banks'international trade finance innovation also has many problems, such as its capacity is deficient. The new changing patterns set the new request to it. If simply bring some business, our commercial bank shouldn't compete with the skilled foreign capital bank. Only by studying and using for reference the model of developed countries'innovation achievements and the experiences, simultaneously combining our situation to carry on conformable innovation, our commercial bank innovation will be successful.During the writing process, mainly exercise the real diagnosis analysis and the standard analysis to carry on the discussion to our commercial bank international trade finance innovation. Moreover also pay great attention to the comparative analysis, through the dynamic longitudinal contrast and the static crosswise comparison, have analyzed existent question and try to break the current restricted complications.Our paper's main innovation first is research content innovation, namely our commercial banks'international trade finance innovation process research, certainly not merely analyze its way , but also thoroughly has discussed the its process, have discussed existent question. Moreover research angle innovation, namely Innovation to Finance innovation to International trade finance innovation. The domestic and foreign scholars mainly study the financial innovation research on the traditional financial economic theory. From the international trade developmental angle and finance innovation unique character, thoroughly study the road of our international trade finance innovation.This paper has also analyzed the commercial banks'international trade finance innovative factors, study its main existence question. In view of these influence factor and the question, according to our country's actual present situation, use for reference the West commercial bank the innovation achievement, and entrust with its new connotation; the innovation must be gradually carried out; the innovation should use for reference other financing market the procedure; enlarge risk guard kept away innovation; raise staff's innovation ability; enlarge technological innovation and diffusivity; enlarge product innovation as well as consummate our country international trade financing innovation system several aspects to put forward the countermeasure and proposal.