Strategy Studying For Innovating International Trade Finance Business Of Commercial Bank

With the international trade booming development of our country, theimport and export scale extends increasingly. The importer & exporterstrengthen to the international trade finance need continuously. On theother hand, with the arrival of overall open times in financial fieldsand the reforms of commercial banks, the principle of economic capitalis led to go into gradually. Commercial banks take up the development ofthe risk- low business more and more, which takes up littler economiccapital. In fact, the international trade finance business is one of thebest choices. But, currently, the development level of internationaltrade finance business in our country stays around the traditionalbusiness stage still. Because of creative ability shortage, customer'sneed is not satisfied. As a result, the innovation of the internationaltrade finance business was put forward as a new topic.The writer takes deriving from the innovation trend of the westernnational commercial bank in international trade finance of practice asto break, combining the corporation competence theories and financialinnovation theories, deeply analyzed the motive of the internationaltrade finance innovation, and analyzed the shortage reason forinternational trade finance innovation of our commercial banks. Thethesis commences from the practice, returns to resolveto the realisticproblems in the end, and puts forward the operative path of internationaltrade finance, which has a certain research and realistic value.The biggest innovation in this thesis lies in applying return analyticaletc. The mathematics analysis method studies the important role of theinternational trade finance business in promoting the core competence ofcommercial banks. The thesis is consisting of five parts. The preface part introduces the source of the thesis, study purpose and domestic andinternational research present condition. The first part introduces thegeneral analysis of innovation, efficiency and competence, and inquiriesinto these correlations, this partis the foundation of the whole. Thesecond part applies return analysis to study the role of the internationaltrade finance innovation in promoting the efficiency of commercial banks.The third part introduces the character of the international trade financebusiness, the function in commercial banks business, analyzes thenecessity of developing the international trade finance business and thepresent condition of development. In the fourth part, the thesisintroduces the trend of innovation of international trade finance inforeign commercial bank, points out the margin with contrast. The lastpart is the part solving problems. It puts forward to promote theinnovation of international trade finance business in our country.