Research On The Appraisal And Control Of Real-Estate Financial Risk

The development of real estate finance is go with the china's innovation and opening-up, along with the city residential system and the land use system reform, and that worked up development, At the time of China's entry into the WTO, study the capital raise and investment benefit in the market economy system, will become the nucleus problem of the real estate management and decision-making .In the current of real estate commodity and nummular, study the risk of real estate finance and fence with risk, will be very import to the development of the real estate finance in 21 century.Our garment has been decided to choose the real estate, especially the housing industry to the new rise point of the China's economic and social development .The real estate development. Fence with the risk of real estate finance, not only the request of stabilization and development for the real estate industry and the real estate finance industry, but also the very import condition for the all finance industry and country economical stabilization and development.In the active finance system and credit manipulate mode, the real-estate finance organization have to face the risk of credit, the risk of interest rate, the risk of fluidity and the risk in the policy and laws .The risk cannot be released via the active system ,so the finance organizations have not so much promptings to enlarge the load for the housing. At the same time, the government wants to accelerate the housing industry's development, so the finance organizations get in a dilemma; So, how to detract and fence with risk becomes the key of all country economic development.Firstly, this thesis elaborates the basic theories of real estate finance, and fully inquires into the inner links of the structure and movement, the stability and risk in the system. Secondly, it makes a thorough analysis of the source of risk in the real estate finance. Then further reveals the mechanism of the risk formation. On the basis of the above study, I put the emphasis on measuring and monitoring risk methods of risk control and establishing outer mechanism of protecting and eliminating risk. At last, some constructive advices are put forward in this thesis.In my study, my aim is to find out the reasons of the risk of real estate finance and how to fence with, the key question is the styles of the risk of real estate finance, how to decrease the possibly of the risk of real estate finance ,even more eliminate the risk In my thesis I bring forward some conceives and advices to fence with risk of real estate.