| Along with the development of real estate market in China, the financial market contributes a lot to the progress of this industry and real estate financing has entered into a fast development process. At the same time, the high reliability from the real estate industry to finance brings potential risk to real estate financing.Under such background, this article tries to use the theories of economics and finance, collected statistics data till 2005, means of theoretical analysis and empirical analysis, quality analysis and quantity analysis, explore the reason of real estate financing risk in China, and deeply research feasible measures to control it. The following results can be gained:1. By data analyzing and theoretical researching, the paper believes that China's real estate market continues to develop under the Macro-Manipulation, over heats has declined, the growth of real estate investment and price lowers, and the situation of supply surpassing demand has appeared. But risk in real estate market still exists.2. By analyzing the cause of real estate financing risk, the article uses Regression Model and theoretical analysis to prove various factors leading to the risk, including: narrow financing channel; real estate bubble and market risk caused by over heats in some area; risk from asymmetric information; operation risk of commercial bank; financing risk in land market and institutional factors.3. The control of state real estate financing risk should be conducted from both macro and micro points, or the government and financial institutes must take measures accordingly. |
PDF Full Text Request