Analysis And Optimization Of Shenyang Real Estate And Finance Associate Degree

Since the reform and opening-up,along with the reform of the urban housing allocation system and land use system,the real estate industry in the true sense gradually grows into the commercialization stage.Because of the large-scale,long period,and slow cash flow characteristics that real estate industry has,the real estate industry and the financial sector are bound to produce a deeper connection,which means the real estate finance experienced a larger development.However,when the relationship of financial and real estate sectors is too close,which makes the bubble of real estate finance form,and brings great harm to financial sectors.So it is very important to make research and optimization for the associate degree,then achieve the sustainable development of the real estate and financial sector.In this thesis,first we analysis the interdependencies for the real estate and financial sector,then use the correlation coefficient analysis related degree of real estate and finance in Shenyang.And explore methods of risk identification of Shenyang real estate and the financial industry,then define the method based on comprehensive evaluation and sustainable development,further use the data of Shenyang in 2012 as an example to verify the comprehensive risk evaluation system of real estate and financial sector.Finally,by risk evaluation system,make specific measure to control the risk of real estate finance,then achieve the sustainable development of the real estate and financial sector.By correlation analysis,we find that the correlation coefficient between loans and real estate sales and sales price is greater than 0.9,the relational degree of real estate and the financial sector is too high.By controlling the real estate presale,increasing the comprehensive strength of real estate business and firming credit management,we can effectively control the risk of real estate finance.In addition,by improving real estate business core innovation,carrying out mortgages and other financial innovations,controlling vacant housing risks and firming government regulation to achieve sustainable development of the real estate and financial sector.