Comparative Study Of China-America Social Security Funds Investing And Management

The social security system is an important component of the country's economy is moving toward modernization, it is also the foundation stone of building the modern market economy. Social Security Fund is the material foundation and the core content of the social security system, Sound operations of the social security system is a prerequisite and guarantee for the healthy of the social security system, it deals with the most direct and realest interests that the public are most concerned about. The operation not only needs the social security funds raising and accumulating, but also to increase the value of the funds. The basic way of preserving and increasing the value of the social security funds is to build a Investment Operational System of Social Security Funds which is suitable to our country facts. Through accessing to capital markets and realizing financial operations the fund could achieve a stable proceeds, which is the universal experience of the world.The economic reform and the macroeconomic situation changes and the status of the aging population caused the increasing demand for social security funds in China. The savings of the social security funds decline yearly, and the budget deficits have emerged. The existing social security pattern is still far from matching pattern, If we do not reform the funds will be difficult to deal with the growth and expansion of the reality of budget deficits, it will be seriously constrained China's social security policy objectives.The investment and operation of social security funds in the United States is the most features and complex in the world, which is mainly displays in three aspects: First, the United States has the world's largest security investment scale. Second, the United States has one of the highest proportions of social security funds investment in the securities market. Third, the fund invested in the stock market has high repayment rate. So understanding and learning lessons from the experiences of the social security funds investing and management in the United States will help us to better establish and improve the investment operational system of social security funds in China. This is one of the reasons that I study the investing and management of social security funds. From the practical point of view, if a country doesn't have a social security fund investment operation, that the social security system is not perfect. To perfect the investing and management of social security funds have become the central task of the social security system. By searching this, we can using American advanced experience into China's social security fund investment and operation. This is the second reasons that I study this subject.The research on social security related to a variety of subjects, which involves economics, sociology, political science and statistics and others, and the social security fund investing and management also involves many branches and complex factors, covering the economic, political and social fields. Social security research takes a two-pronged approach, first is the choice of model for the social security system, Second, is to put the model into practical operation in the form of fund investment rules, these two are indispensable. At present, the research on Social Security Funds has is expanding and increasing, but many of them focus on the comparison between different types of social security funds in study abroad, and the comparative study of Chinese and foreign social security fund has just begun to emerge.Here we take the most representative of American social society as the object, and give a comprehensive review and study of the investment operation of the Social Security Fund. Using them as reference we bring up the issue of China's social security fund investment operational pattern, social security fund raising and supervising. Following general rules, the research start with the content of the general overview of the social security fund theory, clearly defining the content of the social security fund and its investing and operational structure of the system to do a brief introduction. The study pointed out the importance of the social security fund. Then give a brief introduction and analysis on the social security funds in the United States and China, starting from the Fund's investment and management it described three levels of American social security fund investing and operational system and China's in the four categories, discussed and explored their problems. According to the above, in contrasts and analyzes the social security fund investing and management between the two countries,we seek from the conditions in keeping with China's actual situation,using international advanced experience and combining our country fact ,Focusing on establishing a sound social security fund management system that goal.China's national conditions and currant stage of development decided that we can not apply the experience mechanically. Combined with China's actual conditions and take the path with Chinese characteristics. In the social security system reform, the investing and management of social security fund has become a priority. Reasonable and complete management of the social security fund will enable the broad masses enjoy the sunshine of public finance. It is of great important and far-reaching significance for the promotion of social justice and building harmonious society.In conditions of the socialist market economy, strengthen the collection of social security funds and the investing operation is a new exploratory cause, there is no systematic system to follow. This paper focus on these problems, invests some of the views or recommendations to the social security operating system. Optimizing the social security funds management through a rational and effective operation of the system, to make social security operations sound and ensure the interests of the people. Hope This article can provide a reference to China's social security fund investing and management.