Middle and small enterprises play an important role in CHINA national economy, and it is greatly important to expedite the development of those middle and small enterprises for building our wealthy society comprehensively. However, the matter of difficulty in middle and small enterprise's financing and state-owned commercial banks' making loan in Gansu has become a serious problem inhibiting the healthy development of them. The crux results in the problem of Gansu middle and small enterprises themselves, as well as the restriction from financial and social environment of Gansu. In order to make the financing channels between them unimpeded, it is obligatory to realize the linkage of government,banks and enterprises. The government should exert its leading function of macro-adjustment, try to make a well policy and social service environment, set up and improve credit mechanism and credit system in Gansu; state-owned commercial banks should deepen the reformation, convert their operation mechanism, and upgrade the credit system aiming at the middle and small enterprise in Gansu; the middle and small enterprises in Gansu should enhance their self- quality. |