The Econometric Analysis Of Enterprise Credit System

The marketing economy is credit economy. With the development of society and economy, the matters of credit in China has been a social problem, and attracted more and more people's attention. To this matter we should not only survey the theory itself, but also establish a series of system for safeguarding as well. As the "system arrangement" of enterprise credit and enterprise credit relations, the function of enterprise credit system in enterprise investment and financing is not allowed to neglect. An important scale of enterprise credit is real asset, enterprise obtains various capital, that is, credit resources through its own credit. How to explain the business credit mechanism and behavior through systematical analysis, combining the analysis of the econometrics model, measure the contribution rate of enterprise's credit resource to economy growth and how does real asset affect the distribution of credit resource, provide theoretic base and policy suggestion for system design. That is one of the purposes this article should achieve. This article expressed the viewpoint by the combination of qualitative analysis and quantitative analysis, and it also analyzed from theory and practice facts. The cores of this issue are following questions: 1. What are the whole meaning of enterprise credit and enterprise credit system; 2. What are the theoretic structure and real characteristic of enterprise credit system. 3. How to design the model of enterprise credit system; 4.How to verify the enterprise credit system in practice. Latter two are emphasis of this article. On the basis of above analysis, this article makes conclusions as following: firstly, The enterprise credit system still was at the beginning stage in Guangxi province, the contribution rate to Guangxi economy growth was not obvious, the government should strengthen supervision on the construction of enterprise credit system; Secondly, As one of traditional financing methods, bank credit began to give place to securities credit, Guangxi province should develop capital market actively; Finally, To the enterprise itself, credit consciousness still need further improvement. At the end of this article, policy advices have been given from micro aspect and macro aspect based on above conclusions.