The Development Strategy And Research Of XinJiang Commercial Banks Individual Assets Management

Joins World Trade Organization after China the transition period conclusion , the foreign capital bank streams in, center the foreign capital bank to personally managed finances the service to capture the curtain already to pull open, the Chinese market test on the foreign capital bank comprehensive opening, the domestic silver about to faced day by day stern market, personally managed finances the service already to become the new profit growth spot which the domestic and foreign finances industry competed to pursue. The capital market rapid development, the enterprise financing channel unceasingly increased especially in recent years, after the interest rate gradually implemented the city site, the commercial bank will save the loan advantage difference largely to drop, the increase personally managed finances the service profit to originate becomes the bank service development the key point. Xin jiang is in the economy to owe the developed area, personally manages finances the service development to be restrained the factor to be more, the correlation standard still was not perfect, personally managed finances in the service promotion advancement to have many problems to wait for the research solution. In this kind of situation, studied the Xinjiang commercial bank personally to manage finances the service to appear has the necessity very much.This article attempts from macroscopic and the microscopic two aspects, the theory with practices two angles, from the question to the countermeasure, from the present situation to the tendency, from the concept to the operation, and positively refers to the economic, the information technology research theory, the management engineering theory, the system analysis Xinjiang commercial bank develops personally manages finances each kind of environment as well as with the domestic and foreign commercial bank similar service disparity which the service faces, is for the purpose of developing well for the Xinjiang commercial bank personally manages finances provision of service some actual suggestions and the strategy.