China Life Insurance Industry Agent System Research

Since the beginning of the eighties of last century, China resumed insurance business of life insurance to manage, through more than 20 hypernormal development by leaps and bounds, By 2005, the national business income of life insurance will reach 364,620 million yuan, insurance density is 334 yuan, insure for 2.1% of depth, State-owned,shareholding, foreign-capitals life insurance enterprises reach 52, the industry have kept the good growth momentum with over 25% of the average annual growth rate, it is one of the trades with the fastest developing speed in the national economy. Behind promote the development of prosperity of Chinese life insurance, there is only enormous"propeller"appearing:The main forces of a million insurance agents of people, play a positive role in promoting the fast development of the Chinese life insurance. Accompany by China accession to the WTO , fulfil promise to enter the WTO, open insurance market, of China totally externally, how we overcome the current life insurance insurance agent's system and dissolve a great deal of one's own questions, use agent's system experience and mode of life insurance all around the world for reference, set up agent's system of life insurance that suitable socialist market economy is rich in the distinct Chinese characteristics, it is a very urgent topic. This text , use real example analyze and standardize analytical method and combine law science, insurance learn, manage principle of studying etc, combine a large number of experience data and domestic and international research results, through civil law acting theory and insurance agent action and the state of development of agent's system of life insurance of our country of case analysis and problem of existing, use agent's system successful experience of life insurance of developed country such as U.S.A., Germany and Japan for reference, analyse in depth and study about agent's system of life insurance of our country.