Function Of Rural Financial In The New Countryside-construction

Building a new socialist countryside is the great historical tasks of our country in the process of our modernization. It is a important measure to build a well-off society in an all-round way and to develop economy in urban and rural areas. Building a new socialist countryside is a huge and systematic project, covering economic and political construction, cultural construction and society construction. Rural finance is the activity about financial operation by means of credit. Internationally, the coverage of financial services in rural areas and the number of agricultural loans is an important indication to measure the status of financial services in rural areas. On the basis of this, after we concrete analysis the status of financial in rural areas, we find out that financial organization services in rural areas coverage have reached percent 90 and peasant credit account have reached percent 32. The total and coverage of the financial in rural areas are leading the way worldwide. However, the financial in rural areas of our nation has arisen inefficiently phenomena because of facing many factors, such as regular market defects and fuzzy financial property and credit discrimination and political intervention. The financial in rural areas are facing with many difficulties, those are "bottlenecks" problems which we encountered in the course of the new countryside construction. The financial services in rural areas is undergoing positive changes in recent years. But financial reformation in rural areas is the lag of in urban areas, and this cannot enough to satisfy the demand for peasants and rural economic development. It is still much for us to do to reach the requirement of build a harmonious society. Digging into financial services in rural areas of our nation is an important subject.This text based on new countryside-construction theory, and insight into the working the reason of the inefficiently financial in rural areas, in order to represent a useful effort for the financial reform in rural areas.