The Research Of Steady Investor's Asset Management Problems In Financial Planning

Along with the Chinese economy unceasing development, financial planning gradually becomes a focal point which attracts peoples' attention day by day, and as core content in the financial planning, asset management is the important method which the investor realizes the wealth raises in value. Today as unceasingly consummates which in the China capital market, the feasible asset invest is more than before. But speaking of the investor, it is still a hard matter to get the lasting steady investment income. This article draws up from the steady investor's angle, discusses how to reduce the investment risk, and realizes the individual wealth in long term through the suitable asset management methods.This article was in profits from domestic and foreign which had the correlate researches. First, discussing the concept of the financial planning and the steady investor, then introducing asset management theory, provides the theory strut for the next step of asset management practice question research; second carry on the preliminarily elaborate kinds of property characters and income situation for asset, chooses the preferable one which suits for country steady investors, then provides the basic basis for the following property management research. Third, proposing the three major problems in the current asset management: the investment management problems; the asset allocation problems; the investor behavior problems. Through thorough careful analysis, we expounded these problems will create the huge hindrance and the harm to the individual wealth increment. Finally, we according to the concrete problems to propose a series of counter measures and the suggestion. We come from the multi- angles research about the risk recognition and the control, setting up steady investment view; individual asset assignment suggestion and the investor behavior control to establish the methods of steady property management which suit for the Chinese national condition. And according to the Chinese actual finance environment, proposes steady investors' asset allocation plans. Hoped these researches can fundamentally provide the stable wealth increment method which has relative smaller risk for the steady investors in the process to manage finances.