The Analysis Of Risk In The Process Of Urban Cooperative Bankalization

With the development of global economy and the reforming policy of the Chinese government, every industry including finance of China is facing the challenge from developed countries around the world. Since we get in WTO, we have made up our mind of opening finance industry, and by now, foreign banks have been able to do business in China. In this situation, our finance industry will face great restructuring, some will be closed or restructured, include urban cooperative. This paper will focus on the risk during the process of restructing of urban cooperative.In this paper, I will first introduce the risk management theory, then I will explain the history an situation of western financial cooperatives, after that I will analyze the weakness of the urban cooperative reforming, then I will explain the cooperate system that need to be reformed, and nest I will analyze the risk during the process of reforming, then I will analyze the liquidity risks in our urban cooperative. In the last part, some suggestions are proposed based on the results to improve China's intra-industry trade in manufacturing fields.