The Research Of The Relation Between Private Finance And Rural Finance

With the nationwide closure of the Rural Foundation and the large-scale withdrawal of the state-owned specialized banks from the rural areas out of the consideration of the safety of funds and profit-making,contradiction between the demand and supply of funds in the rural areas has become prominent.Those demander for funds who has not received the support of the rural government finance can only resort to private finance,therefore,private finance has been developing rapidly in the covert way all across the country.The central government on the No.1 documents of 2004,2005,2006 are all referred to make good use of the nongovernmental capital and to establish the rural finance institution that serves for "three-dimensional rural issues"(Chinese three-dimensional rural issues concerning agriculture,countryside and farmers).Therefore,it is a coming project for the current academy circle and the decision-making level to guide,standardize and develop the nongovernmental finance and to make it become an effective approach to solve the capital shortage of "three-dimensional rural issues" and to promote the construction of socialistic new rural.While the understanding of the relationship between the nongovernmental finance and rural finance decides the attitude and policy measures of the academy circle and the decision-making level toward the nongovernmental finance.First,the author defines the private and rural finance,and then goes on to analyze the relationship between the private finance and rural finance under Smith—Thünen mode in the world's industrialization and urbanization process,the private finance and the rural finance under Ricardo—Mill mode.The thesis makes a crosswise comparison to the relationship between private finance and rural finance of the developed country and the developing country.From the aspects of microeconomics the author develops the analysis on the relationships between the nongovernmental finance and the rural government finance,and the nongovernmental finance civil and the rural finance.Take Guangxi for example and make the further empirical analysis of the relationship between the nongovernmental finance and the rural finance.The thesis proposes some corresponding policies to standardize the nongovernmental finance,and to promote the development of the rural finance system.