The Jiefang Rd. Branch Intermediate Business Development Study

With domestic and foreign financial market competition becoming increasingly fierce, the traditional commercial banking business of the loan-to-deposit interest rate differentials are gradually reduced, international commercial banks from the late 1970s began a difficult transition, the intermediate business of commercial banks have become the three major business One. Vigorously develop the intermediate business of commercial banks is an inevitable choice, is a commercial bank profit growth point, the commercial banks, has extremely important significance.In this paper, intermediate business of commercial banks based on the theory and use of economies of scale, the scope of economic theory in the middle of the business effect of that commercial banks to develop intermediary business necessity. In this paper, the theory with reality, logic, empirical comparison of analytical methods, combining domestic and foreign commercial banks characteristics of the development of intermediate business, intermediate business to the Jiefang Rd. branch status and the development of some specific data for the study, revealed the bank Intermediate business development there is a "small scale, narrow range, low-income, fees and charges not standardized, single species, the limited level of management, technical support behind" the main issues. At the same time from an objective historical conditions, the traditional system, business philosophy, financial market development level, and so on a deep analysis of existing problems, and from internal and external measures, product marketing, risk prevention measures and countermeasures, and other aspects, with the actual situation, Targeted by the Jiefang Rd. branch of intermediary business development and innovation in an important way of thinking.Looking at the full text of this success lies in the middle of the Jiefang Rd. branch of business, not only confined to the theory, what is more amportant is the actual contact, how to accelerate the development of this branch of the intermediate business, conducted in-depth analysis And research, ideas, so that the article has strong practical value.