Our Country Commercial Bank Middle Business Income Problem Research

The main content of this paper is to study the intermediate business income ofcommercial banks in China. Intermediate business as one of the important business ofcommercial banks, and its development is far less than the foreign commercial banks in theworld. But in recent years, with the improvement in the level of customer awareness andpolicy release and tilt the intermediate business of commercial banks grows fast. In thiscontext,in the face of the broad market prospects, domestic commercial banks haveadopted various methods of competition in new markets, and develop new customers.However, in the process of development by the market environment and policy factors, thedevelopment of intermediate business model and future development trends are manyobstacles. Of this writing, the main purpose is to demonstrate the reality of the businessdevelopment of commercial banks in China, the background of the development, currentsituation analysis, and product status, emphasizing the inevitability and necessity of thedevelopment of intermediary business, a clear intermediate business developmentopportunities and challenges for commercial banks of China. Through the product statusand future trends and forecasts of the market environment,the direction of the intermediate business income for commercial banks to providesome suggestions Article SWOT analysis method to analyze the products of theintermediate business development, to arrive at the advantages of products, potentialproducts and genera product classification. Qualitative and quantitative analysis method ofcombining the intermediate business development status, facing the opportunities andchallenges as well as product development trends be demonstrated.