Hebei Liability Insurance Policy Research

Currently, our country is being in the important period of comprehensive construct an affluent and harmonious society. Along with market economy system's unceasing consummation and the socio-economic development level enhances day by day, people understanding insurance fully than before. Further speeds up insurance business develop reform is the request of promoting the construct of socialism harmonious society. The liability insurance, as an independent system's insurance business is developing vigorously. The development of liability insurance can helpfully to safety production safeguard and the thunderbolt emergency mechanism. And fully display insurance influential role in against damages the disaster reduction and the disaster accident handles. Using the insurance mechanism can guard against in anticipation and compensates afterward unifies. Fully display premium rate release lever's drive restraint function, fully display in anticipation risk guard, reduces disaster accident occurs, promotes the safety in production and the thunderbolt emergency management.This article is going to discuss the liability insurance development background and our country's liability insurance present situation, compare with European and American developed country's development models, analyze the Hebei Province liability insurance development environment, give out author's certain some proposals of sped up the Hebei Province liability insurance development.This article includes five parts.the first part, emphasis on explaning Liability insurance and its characteristics. The second part, the Western developed country liability insurance experiences use for reference. The third part, our country's liability insurance present develop situation. The fourth part, the analysis of Hebei Province liability insurance's development present situation. The fifth part, consider of Hebei Province liability insurance development strategy.