The Competition Appraising Indexes And Approaches Of Joint-stock Banks

With the international development of our market economy,financial market is openning up gradually.However the bank is the main body of financial markets,and it's competitiveness will have direct impact on the development of financial market,so do the space of economy development.At the end of 2006,the Chinese bank industry will open up completely.That' s to say,all regional restriction will be annulled for overseas investment banks,and at the same time,all the banks in China will enjoy the same treatment.In this circumstance,the development of domestic banks will face intensely challenges.So reserches on the competetive valuation of banks,especitially on those of the holding stock banks,will be more important.Only by this means,can these banks realize their ranks and weakness,so that they can improve and upgrade gradually to meet the demand of the development of international markets,and keep their leps on the financial market.There are so many valuation means on banks competetiveness,but they all have some drawbacks,for example some of indexes are influenced by subjective consciousness,that is not suitable for the development factors;some of the valuation means are new but they deviate from facts.So this article which combined the management ideas and practical experience, puts emphasis on scientific valuation indexes and methods of domestic holding banks in order to find their weakness and improve their competitiveness.The first chapter brought about the reserch background and reserch method on the basis of analyzing questions of the existing and development of holding banks,the development of financial markets and the market risk.The second chapter gave the definition of holding banks competitiveness.The third chapter reserched the valuation of holding banks competitiveness.The fourth chapter analied some cases of holding banks competitiveness.The fifth chapter drew a conclusion of this article.The emphasis of this article is to filter indexes by competitive analysis of the indexes in existence,by using managenment ideas and by the combination of three characters of banks,so as to find out a suitable indexex systerm and method for competitive valuation for holding banks.This article makes sure that AHP is a suitable method which makes up so many drawbacks of nowadays methods for valuating the competetiveness of holding banks.At the same time,the filter indexes considering the importance,the market risk value,can not only keep touch with the practical policies and management systerm,,but also improve the quality and feasiblity of valuation.